The Two Sides of Mobile Payment
Mobile payment is a mode of payment that uses a mobile device to pay.
In recent years, with the promotion and popularity of smartphones, the mobile payment has developed rapidly. It makes our life more convenient and wonderful.
In daily life, we can scan QR codes for shopping, taking the subway and riding shared bikes, and so forth. In short, mobile payment has a high integration, which saves lots of time for our busy life. Meanwhile, due to the prevalent use of mobile payment, it has reduced the use of paper money largely, and to some extent, has eliminated the transmission of bacteria on paper money. Furthermore, mobile payment does not need a change in the cashier process, which can not only eliminate counterfeit notes but also save time for buyers and sellers.
However, we must also see the problems behind mobile payment. For one thing, it is unfriendly to the elderly, for their difficulty in using their smartphones properly causes great inconvenience to their daily life. For another, there is a chance of identity theft since our personal information is often bound with mobile payment programs, which may be the main cause of the leakage of our privacy.
To solve these problems in the process of mobile payment, we should give more care to the elderly, helping them to quickly integrate into the rapid development of science and technology in Today's Chinese society so that they will experience the charm of science and technology and the convenience of mobile payment. Moreover, to create a good atmosphere for mobile payment to remove obstacles, the government must improve the relevant laws and regulations to regulate and supervise the mobile payment market.
In brief, mobile payment has both advantages and disadvantages, and we should bring into full play its advantage with a positive attitude, and spare no effort to solve the problems. Experts predict that China's mobile payment market still has great potential in the future.
